Insurer AML and Operational Resilience Obligations Are Converging. Is Your Programme Ready?
The PRA, FCA, EIOPA, MAS, and Lloyd's all impose compliance obligations on insurers. These insurer AML and operational resilience requirements no longer sit in separate teams. They cannot.
€7.6m
ECB fine: Crédit Agricole failed to assess climate-related risks by regulatory deadline, Feb 2026
March 2025
PRA enhanced Operational Resilience requirements. Impact tolerance testing now mandatory.
Jan 2025
DORA entered force. Applies to insurers with EU operations and relevant ICT third parties.
Insurer AML and operational resilience requirements now span multiple regulatory domains. Financial crime risks sit in underwriting, distribution, and claims. Operational resilience obligations apply across outsourced and in-house functions alike.
DORA is active for EU-regulated entities. The PRA expects documented impact tolerances and tested recovery. Sanctions screening applies at point of binding. Meanwhile, EIOPA's supervisory convergence agenda is raising the baseline across Europe.
Yet most insurers still assess anti-financial crime (AFC) and cyber and digital operational resilience (CDOR) separately. So gaps form. They stay invisible until a thematic review or an incident makes them visible. Argus Pro brings both into a single, structured view.
Aegis Compass | AFC™
AML, sanctions, fraud, bribery, and tax evasion. Covers every AFC domain a regulator would examine. Live now.
Aegis Compass | CDOR™
Operational resilience from governance through to recovery. Covers DORA, NIS2, PRA PS21/3, and Lloyd's market expectations. Live now.
Aegis Compass | ESG™
ESG at the intersection of financial crime and operational resilience. Built for regulated firms with complex supply chains and expanding ESG disclosure obligations.
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How Argus Pro Helps With Insurer AML & Operational Resilience Compliance
One Coherent Picture
Assess the maturity and effectiveness of your insurer AML & operational resilience compliance programmes in a single process. Get insights across both domains in one dashboard. Stop managing them as separate problems.
Regulatory Coverage That Matters
PRA, FCA, EIOPA, MAS, Lloyd's. Our frameworks map to the instruments that apply to your firm. Nothing generic. Nothing irrelevant.
Output Built for Boards
The results translate into clear findings and practical next steps. Senior leaders and NEDs get a view they can act on, not a spreadsheet to interpret.
Prove it Works
Regulators expect insurers to demonstrate effective controls across anti-financial crime (AFC) and cybersecurity and digital operational resilience (CDOR). That means more than a policy. It means your insurer AML & operational resilience compliance programmes work in practice.